Our Providers – Group Insurance
While we place business with many carriers, we have special relationships with several companies whom we prefer to work with. Our knowledge of their products, administration, staff and underwriting provide us the ability to give our clients a higher level of service with these carriers compared to some of our junior providers. This does not mean we only work with our preferred providers, we certainly work with other carriers listed below. The descriptions of each of our preferred providers are the opinions of HMR Employee Benefits Ltd.
Great West Life – Provides a top of the line group insurance product with the only network of regional resource centers, and the only group insurance office in Victoria. Great West Life provides benefits to groups as small as 3 members, and provides excellent service and support, their product is flexible, provides easy electronic administration and many value added services. Great West Life is a solid, stable reliable insurance carrier.
Manulife Financial – Is the largest Insurance carrier in North America. Manulife provides a vast array of benefits to companies large and small. Manulife’s size and market share allow them to price aggressively and take on groups which other carriers would decline.
Benefits by Design – Is a local company, headquartered out of Vancouver BC, with eastern offices in Ontario. Benefits by Design has been voted one of the top 10 companies in BC. Benefits by Design is highly skilled at administration and is often able to provide innovative solutions to complex problems. Acting as a Third Party Administrator, Benefits by Design can combine multiple providers into a single simple billing and administration system. Benefits by Design provides benefits from multiple companies including, Co-operators, Green Shield, Industrial Alliance Pacific and several others.
Wawanesa Insurance – Provides affordable, no nonsense solutions for the company looking to provide core benefits at a reasonable price. What Wawanesa lacks in flash, it makes up in spades with affordability, efficiency, and speed.
Group Retirement Savings Plans
London Life – Administrates more than 31% of all pension and group savings plans in Canada. London Life provides top of the line administration, billing, reporting and service. A plethora of investment options from both in-house and third party fund managers and every asset class under the sun. Specialized funds such as the Cadence Lifecycle funds, which automatically re-adjust to your risk tolerance over time, offer unique investment and retirement solutions not available anywhere else.
- Claim Secure
- Desjardin Financial
- Empire Financial
- Equitable Life Insurance
- Green Shield
- Industrial Alliance Pacific
- Pacific Blue Cross
- RBC Insurance
- Standard Life
- Sun Life Financial
- Axa Insurance